Our Business Unit

EMPLOYEE BENEFITS DIVISION

Life insurance is a contract in which a policyholder pays regular premiums in exchange for a lump-sum death benefit paid to the policyholder’s beneficiaries.

Personal Accident Insurance covers the risks of death, permanent disability, treatment and or medication costs which are directly caused by any accident, such as an event or incident that contains violence, either physically or chemically, which comes suddenly, unexpectedly or unplanned, from the outside, visible, directly to the Insured and caused personal injury, which the nature and place can be determined by Medical Science.

A severance package is pay and benefits that employees may be entitled to receive when they leave employment at a company unwillfully.

Credit life insurance is a type of life insurance policy designed to pay off a borrower’s outstanding debts if the borrower dies.

GENERAL DIVISION

All–risk insurance contract or open perils policy offers you coverage and protection from all risks or perils that could damage your home or contents and personal property unless the risks are excluded specifically in the policy wording.

Transport of goods insurance covers items from theft, loss or damage while they are being transported by vehicle from one place to another in the course of business.

Vehicle insurance is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle.

Liability insurance provides coverage of the Legal Liability against Bodily Injury and Property Damaged of the third party caused by the fault or negligence of the Insured.

Engineering Insurance is an insurance policy that covers a wide range of engineering related risks.

Hull insurance is an insurance policy especially designed for covering ship damage expenses.

Marine cargo insurance is a class of property insurance that insures property while in transit against loss or damage arising from perils associated with the navigation of the sea or air and subsequent land and inland waterways.